If you know your destination you can count on a ramp but, I might end up unloading and loading solo wherever. I like the trailer too, enclosed or not. The best I have used is the UHaul MC trailer. Its like $15 per day. Not bad. Very rigid and stable. Makes for a good camping tent set up off the ground. Would buy it for the right price.
To all who have responded and answered my questions with experiences, I am 50/50 on the buy. As far as safety; if people were falling like flies using these ramps, the attorneys would have eliminated them. The designs look simple sturdy with good welds. The main con is the loading and unloading risks. I will decide soon and post some pics
Thank you