My Rocket Is Destroyed



Looks like you were very lucky. This is always a fear, being hit back there.
Hope you are injury free and looking at your bike, it can be fixed. Bolt in here, bolt in there and boom, you're on the road. Good luck with that.
 

They would jump at that because there is no labor time for the repairer! Saves the insurance company a fortune but leaves you open if you find more or bigger issues later.

Best of luck with repairs to you and bike.
 
Ishrub, you're absolutely correct. On the other hand, full price MSRP parts in British Pounds listed including VAT automatically gets a hefty check above what the parts actually cost through a US retailer Doing it that way paid for an exhaust, sprockets, new plastics, new windshield and HIDs for my Daytona, when the actual damage was just the slip-on and the right side plastics
 
I had a Jeep Wrangler whose right front corner I pranged pretty good. I gathered a list of what I needed to replace, and when the adjuster came, and looked, I said..."see this is all bolt on stuff....I can fix it myself and save a ton of labor cost. Just allow me some money for professional painting and it'll be good as new!" She wrote a check on the spot!
 
They OWE you list price for ALL of the damaged parts, but they also OWE all book labor times. Dont tell them they can just keep the labor $$$$$$$ of course the crooks will be to keep YOUR $$$$$$$ - thats just throwing money away that YOU have been paying into on your premiums. Dont cut them one cent slack. Make them pay labor times even if you do the work. They owe it. Period
 
Last edited:
I'll do what I can to minimize an insurance claim...it keeps my rates from going up.
 
rocketjohn said:
I'll do what I can to minimize an insurance claim...it keeps my rates from going up.
Click to expand...


I respect yout thoughts on that but trust me, ive been working as an estimator in collision repair since 1995 dealing with the insurance companies every day. Also spent a few years on the other side as an adjuster. You keeping a claim to a minimal $ amount does not cause them to reciprocate on your rates. Your rates are dictated by how long youve been with them, total number of claims in a period of time, driving record, your credit score and states will also increase across the board for everyone every so often. If you collect an extra $300 for labor (that they owe) its not going to raise your rates. If you save them $300 on one claim, your going to get $300 savings on your rates. Think bout it
 
Well, I dunno...I don't get the best rates available, but I do get stable rates, and I'd like to think pro-activity is part of that stability. I do hang onto the same two insurers for decades though.
 
rocketjohn said:
Well, I dunno...I don't get the best rates available, but I do get stable rates, and I'd like to think pro-activity is part of that stability. I do hang onto the same two insurers for decades though.
Click to expand...


I hear ya John, trust me tho, they don't look at your claim & say awe, look, he saved us a little money. Let's reward him
Ins co's too huge, your just another number. They deal in billions $$$$
 
You must log in or register to reply here.

Similar threads

I did it, 2023 Rocket GT
Replies
6
Views
306
Idaho Red Rocket 3
What is this plug for?
2
Replies
12
Views
944
Mongler07
2014 Triumph rocket 3 Touring Tune ecu map
2
Replies
12
Views
1K
MadSinga
Goofing around with my GoPro
Replies
2
Views
281
Junior
'23 Rocket 3 GT - Parking Lot Tip Over - No Damage!
Replies
1
Views
400
TURBO200R4
Menu
Log in
Register