I got Geico for $469 for 12 months, including driver safety course discount. Full coverage. Reno is a dangerous place for drivers.
Reno is a dangerous place for gamblers too...........
As far as insurance goes, the lowest price isn't always the best price. Unlike gasoline grades, Insurance companies may shoot you a low ball price but if you have a claim that low ball price may come back to haunt you. You can greatly reduce your premium by upping the deductible but be prepared to pay the deductible up front in a collision situation.
I had an interesting scenario happen a couple of years ago. I carry a pretty high deductible on the farm policy to keep the cost down. I shattered the right door on a tractor by hooking it on a limb (stupid me, I should have closed the door) anyway, the cost of the glass door, the gasket and the hardware came to just under (by a dollar) my deductible and guess what, I ate it.
Also, in some states (Michigan included), insurance carriers have a policy of claim instances and it varies by state. Here in Michigan if you have more than 3 claims (for anything) in a 3 year period, the carrier can and will cancel you and if you get canceled by an insurance carrier you'll wind up with high risk insurance and a high premium. Insurance carriers also rate your risk factor on your credit history which I don't feel is right, but it's done anyway. The lower your credit score, the higher your premium.
You can also cut your premium down while still having ancillary services like towing or gasoline delivery or flat tire repair on the highway by becoming a member in a private organization that offers those services to it's membership. I carry extra coverage as well as roadside assistance through AMA and it's appreciably cheaper than the insurance carrier offers.