Scuba Craig
Supercharged
A quick update. The insurance assessor rang to introduce himself. He said the bike is borderline right-off. He is waiting for the bike shop to submit a parts list before making final decision.
I'm going to visit the bike shop on Monday to see what is/isn't on the list.
Panniers aren't covered because I didn't list them on the policy as an accessory. He didn't mention all the other stuff that's been added to the bike so I guess I've come out pretty good in that department.
Bike is insured for market value so I actually think I'm better pushing for repairs rather than hoping it is written off.
I'm going to visit the bike shop on Monday to see what is/isn't on the list.
Panniers aren't covered because I didn't list them on the policy as an accessory. He didn't mention all the other stuff that's been added to the bike so I guess I've come out pretty good in that department.
Bike is insured for market value so I actually think I'm better pushing for repairs rather than hoping it is written off.