I like my botty comfy. I don't care if it's 2 or 4 wheels (or 2 wings) - A poor seat makes for a grumpy greybeard.
But I admit I have NEVER liked cold and wet together on 2 wheels - I served my apprenticeship in UK winters and I am now wiser and wish not to fall off on ice again - EVER. That's what a beaten up 23 year old 4WD is for.
But I don't listen to a radio in the 4WD either (I love the burble and whistle of an old turbo diesel). When alone, I open the windows and leave the A/C off.
I do put the heater onto the windscreen in winter to stop it fogging and my wee footsies which get chilly (inherited from my dad).