I have the low rider seat and it is very comfortable. It does sit a bit lower than stock, I'm not a good judge because I'm 5'11" and the stock seat was fine for me also. I had to get the gel passenger seat, so I opted for the low rider seat to match since I like to sit lower on the bike.
Sunshine, who posts on here, rides with a low rider seat and she's about your height and handles her bike just fine.. She's a heck of a rider..
You can take the cover off your stock seat and cut the foam down with the wifes electric carving knife to any shape or height u prefer, then just restaple the cover on.Save some bucks.The cheapskate. Jack