Easy, Harry!
It's not that I disagree with you in the least, but that it is still a matter of free will in certain unenlightened or more libertarian-leaning states.
My life and, thankfully, any sort of head injury, too, was spared by an Arai lid some 6 1/2 years ago and my coconut was spared from trauma by a Bell Star in another get-off 3 years after that. I chose not to put myself at risk on motorcycles from the time my wife and I conceived our only child until we deemed him old enough to deal with either a dead man or a cripple (at age 15), at which time I resumed my two-wheeled ways.
My choices, the right choices and ones that I will advocate and defend til' my end of days.
But, they were
choices, not things that I was compelled to do, nonetheless.