Got to knock off 5 degrees for wind chill .. been down below freezing up where Catherine's been last couple of days. Woman fell into the water yesterday 20 klms from Albany at 3.30pm .. found her dead body at 6 pm .. waters freezing cold down here.
I decided many years back that if its too hot for all the gear, its too hot to ride. As intersections are the most likely place for a motorcycle/car or truck collision, if I was going to ride without the gear, the open road would be statistically a bit safer.