RatBoy, you must be my NC twin 'coz I'm the same height and weight (Who you callin' "short"?

) and I, too, virtually never haul a passenger. Did you go the 1" shorter so that you could put your feet down flat-footed while seated? Would you have gone with the 412s knowing what you now know regarding the 440s stiffness? Hey, you can always hank on a 50 lb bag of rock salt or sand to the luggage rack for a slightly more compliant ride! LOL