Back in my Fire/Rescue career I picked a kid up who had put his bike down on the city street. He kept complaining about his legs, arms and back burning. He had on shorts and a tee shirt. I explained to him he had what we called Road Rash, it would continue to burn and then get worse as the hospital staff cleaned the dirt and sand out.
Leather coat and jeans with leather chaps, modular helmet and gloves are my normal gear, add/subtract as weather dictates.