Fred, you have described the problem well. But there is even more to the story. Normally, ball bearings are mounted with one race a press fit and the other race a slip fit, with the rotating race pressed or fixed. So, in an electric motor, for example, the bearings are pressed on the shaft and the bearing outer race is a slip fit in the housings. This arrangement lets the bearing align themselves so that there is no side load on the bearing assembly.
In our Rockets, the inner race slips over the axle but is clamped in place when tightening the axle nut as if it was a press fit. Then the outer race is also a press fit, with only one side retained. Thus if the unretained side bearing outer race doesn't align with the inner race during installation and axle bolt tightening, the bearing(s) run with an unintended side load. Add to this the difference in thermal expansion rates between the steel axle and the aluminum hub and you get heat expansion created side loads. Of course any manufacturing tolerances introduce variability from one bike to the next. Thus some bikes have problems and some don't.
In my opinion, the bore in the hub opposite the side with the retainer should be a slip fit so that the bearing can align itself. It is a design issue that was imposed by Triumph's selection of that wheel bearing likely due to cost controls. A wider bearing race can run in a slip fit bore carrying a load that a narrower bearing can carry only with a zero or press fit.
The Rocket has the same problem in the front wheel. I will be changing to my third set of front bearings in less than 36,000 miles. Some other owners have had a similar experience. I may "take care" of the problem this time as I am tired of changing them. (I am on the original rear wheel bearings though. See above.)