atlsrt44
Nitrous
Wasnt sure where to put this but if this isn't right place feel free to relocate.
Anyways I introduced myself but if you didnt see it I'm from georgia (the state not country) and just bought a 2018 roadster.
I also am an insurance adjuster so I wanted to discuss insurance real quick.
For my over seas friends sorry but I know nothing about your insurance other than I'm sure it's highly regulated.
Anyways another disclaimer. My experience is in the southeast us so your laws may vary greatly.
One thing I urge for anyone not in a no fault state is carry uninsured (UM) and underinsured (UIM) coverage on your bike.
(If in Ga avoid that reduced crap)
Unfortunately I see way too often where a biker is hit and injured and the other driver only has the state minimums (25k in ga, as low as 10k in some states) so basically 3 days in hospital and pray you dont need surgery.
Once their limits exhaust your only option is to go after them directly (which they probably have nothing to go after) or pay it yourself if you dont have uim.
An accident sucks bad enough but then to have a ton of debt afterwards for something you didnt cause....
If you have any insurance questions I'll answer them the best I can.
Anyways I introduced myself but if you didnt see it I'm from georgia (the state not country) and just bought a 2018 roadster.
I also am an insurance adjuster so I wanted to discuss insurance real quick.
For my over seas friends sorry but I know nothing about your insurance other than I'm sure it's highly regulated.
Anyways another disclaimer. My experience is in the southeast us so your laws may vary greatly.
One thing I urge for anyone not in a no fault state is carry uninsured (UM) and underinsured (UIM) coverage on your bike.
(If in Ga avoid that reduced crap)
Unfortunately I see way too often where a biker is hit and injured and the other driver only has the state minimums (25k in ga, as low as 10k in some states) so basically 3 days in hospital and pray you dont need surgery.
Once their limits exhaust your only option is to go after them directly (which they probably have nothing to go after) or pay it yourself if you dont have uim.
An accident sucks bad enough but then to have a ton of debt afterwards for something you didnt cause....
If you have any insurance questions I'll answer them the best I can.