How much do you pay for insurance for 2500cc?

Tripps said:

What did you do, run over DeSantis' dog?

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1/3 of that is uninsured motorist part of insurance. Yes, you can skip it and just have full insurance. But if someone strikes me and runs.. Living in South Florida, I'd say it is not that uncommon. Uninsured motorist is SO expensive. Basically it is health coverage and usually paid quick, what hospitals like, and it puts trauma treatment options in a better light vs using normal health insurance (which can be in-network, outside of network, approvals needed from the insurance before treatments, a mess).

Also, I opted out for full value replacement of the motorcycle(s) - basically no haggling with insurance, you go to a dealer and insurance pays for a new bike what a new bike costs.

In addition, I have a high liability limit for in case I strike someone, like a pedestrian, seems prudent.