Insurance is Killing Me

In Australia my bikes cost around $350 per year each ,some of the young men with there sports bikes are paying $3'000 plus per year . Houses well they are a pain in the arse to insure .if you own property in elevated areas the insurance companies are trying to inflate our premiums by 100 to150 percent to help cover there losses from people that have built in flood prone areas from $800 a year to around $2000 a year is substantial increase.
 

I live near a rather large river. Nearly every year the ice breaks up and clogs up the river on a bend near here. Most of the houses get flooded. Insurance fixes them, and we all get to pay for it through higher premiums. Last year they finally put a stop to this nonsense. They kicked everybody out of that subdivision (that should have never been built) bulldozed the houses, and turned it back into what it has been for thousands of years, A FLOOD PLAIN. **** I love a happy ending
 
I have contacted some of the greatest minds in Florida and once they find out where or what Minnesota is they will colonize it.

Some how I doubt it
It's too cold for the old people that's way we send them down there
And way to much paddling for the Cubans to come up the Mississippi River
 
Called my insurance company(geico) to add my new/old Triumph Adventurer to my policy, the bas***ds raised my policy by$15.00 a year now I am paying $169 a year the pain oh the pain.

Hey just an FYI...I just had a 2017 400 mile Rocket and a brand new Speedmaster (wife’s) 360 miles stolen from our house.

Sent the crime days later FULL PURCHASE PRICE plus tax paid in full. No haggling, in fact I profited slightly as I received a discount from the dealer but they ignored that. My excess was held but it was almost nothing.
I could not recommend Geiko enough, they turned a sh—-y situation into a far less one. So within 30 days we were swanning around on our 2018s...just sharing my experience. ( A car claim with progressive a year or so back was an epic)
 

Well now, I must speak up.
I have had several cases where a Geico client was injured and their car totaled by a totally at-fault driver.
The at-fault driver had no insurance, so Geico sued their own client trying to prove they were partially at fault in order to reduce the amount they had to pay under UIM (under insured motorist).
In my 49 years of doing crashes there have been a few other insurance companies that have done this - but not too many thankfully!