Keep it naked the way it was made --- why would you want to make it worse looking than it is by adding bags or a girly windshield.
Start messing with the bike then the next step is leather chaps I have seen it so be warned.
Love the look of mine with just the bare basics .. but appreciate the touring gear when I'm travelling. Have left the bags on for weeks then i'll run around without them for a couple of months. Not owning a car myself (Catherine has a ute) the bags do come in handy though. Sissy bar only goes on for weekenders or longer rides. Having the Speed Triple for day rides you'd think i'd just leave the bags on all the time .. but I don't
I much prefer mine without saddle bags and never use a screen. I have three different tail bags I use day-to-day depending on how much room I need and only put the side bags on if I have to. I tend to leave the sissy bar on most of the time because I like the option of taking my son to school plus it's handy if I need to tie something to the seat. I used to swap back and forth with the riders back rest but like it so much it's on all the time now. Bottom line - each to his own.
That's like asking blondes or brunettes? Besides leaving out redheads, it assumes we all like the same things. Build her according to your uses and likes and you'll be happy; regardless of anyone else's opinion