I've had the bearing problem and from what I've heard, it's within a range of VIN #'s Mine's an '06 Classic purchased in the USA in April of 06. You might ask your dealer to check if you're withing the VIN range - even so, it was hit-or-miss: some of the bearings were installed backwards, some weren't (backwards installation prevented proper lubrication of the bearing). Hate to say it, but I think you'll have to wait and see. The good news is that from the time the bearing starts making noise, you have lots of miles before anything would affect safety. Mine failed on the way back to Chicago, IL from Myrtle Beach, SC (a 960 mi trip)...kinda sounds like a scraping noise at first and then gets louder. Some of the recent posts indicate Triumph is replacing the entire sub-assembly vs individual parts, so you shouldn't have to worry about metal shavings strewn about in the casing.
Bottom Line: Ride it like you stole it! And at the first hint of noise, treat it like the crown jewels and get it to your dealer. Honestly...before it would seize or cause a major breakdown, I think you'll have enough running time and margin for safety. IMHO :wink: