Hi DavidsonB:
Holy cow! You live just 40 miles from me. Anyway, what you are describing sounds exactly like my problem. I rode over 80 miles today, and the problem got worse than yesterday, but then stabilized, at a disturbing level, but no longer getting worse.
I'm convinced that it is a clutch problem, but hearing your story, I'm questioning myself.
Anyway, I did try the clutch adjustment as recommended by Rocket, but that's definitely not the problem. I think I'm going to get all new clutch parts, or get an after market clutch (anyone know where to find Nev's? I searched, but could not find it) take it apart and install those, just to verify for sure that I don't, or do, have a clutch problem.
Stay tuned ... I'll post more when I know more.
I'm still interested in various suggestions and theories. On the way home tonight, I decided the sound is similar to a robotic beaver chewing on bolts ... if that helps :? Yeah ... that doesn't help much, does it?
-SKH