Insurance anywhere is a scam. I have 6 motorcycles, and a car, but to insure everything, I'd have to have 7 policies. I can only drive one at a time! A policy should be for the person, not for each vehicle. And why in hell in a state that requires you to have insurance to drive, do they offer you "un insured motorists" insurance. What a scam. And like any insurance, car, home, health, life, you never know what you are paying for "until" you try to use it. And piss the company off, and they will just cancel your policy. We need a revolution against these thieves!