Uhhhhggg!
My Dad got me into the business because he was an old school auto adjuster back when they were not so corrupt.
At the end of his career they put him in the "comparative negligence" department. When he would tell a claimant that they would be held 25-30% at fault just for being on this planet, they would respond that they would be getting an attorney........ His response was: Ma'am/Sir, I don't blame ya

He was a good man