Insurance Claim Humor

[PEKAY]

Had to share this with you guys. I owned a Harley before my Rocket. A drunk driver pulled in front of me and left me with one of two choices, die or lay the bike down. I chose life of course.

I've never had an accident (auto or motorcycle) so the call to a claim agent was my first go round. The normal 25 questions regarding the accident began of course and then this one;
"Does the motorcycle have seatbelts?" I thought this was said in jest and I replied "no" laughing, and then in a serious tone the agent asked "Does it have an airbag?" Realizing that I was dealing with someone clueless I said, " is there anyone there who's even SEEN a picture of a motorcycle before?"

Someone explained to me later that major insurance companies use sub-contracted claims agencies to handle this end of their business. Somehow I didn't find that reassuring news.

 

[cardinal93]

Did they ask if it was a two door or four door as well? Gotta love those people who lack common sense but can read a list of questions.

I can see the help wanted ad now:
Hiring! Insurance claims representatives. Job qualifications (there are only two): 1) can hold a phone 2) dumb as a rock, but can read!

 

[scot in exile]

The air bag question was a genuine question have never seen one fitted to a bike yet but you can buy air bag vests/jackets for motorcycles.

 

[tdragger]

Some high-end Goldwings have an airbag.

 

[Blackthou]

Some lady motorcyclists have two

 

[Sensfan]

Some high-end Goldwings have an airbag.

The pillion doesn't count as an airbag.

 

[Bob R]

The pillion doesn't count as an airbag.

Haven't had one sit behind you and talk for hours on end, have you?

bob

 

[PEKAY]

The not so humorous side of this story is that the drunk driver saw me go down and kept going leaving me bleeding on the road. His concern? Being arrested for D.U.I. (driving under the influence). I guess no one explained to him that leaving the scene of an accident with injury is a felony. I suppose in his mind he won because no one present at the scene was able to get his license plate number. Kinda makes you lose your faith in humanity....at least temporarily.

 

[vanguard138]

There was actually a State Representative in Michigan some years back that tried to pass a law that motorcyclist wear seat belts!!!

 

[Mittzy]

I am buying a hard wired front and rear camera set up for exactly this reason.