I'm still in for (2). May not be able to make the ride, but at least I'll have the shirt ! Lost my spleen the first time I had the big C. Second time, the chemo beat my lungs to death. I only have about 60% lung function these days. I'm one of those people who isn't going to fair well if I get it. I'm currently working from home two days a week trying to minimize my exposure. Not good times. I've decided not to even look at my "201K" plan.