Dark side insurance Q's

barbagris said:

Insurance companies however SPECIFICALLY tell you you should declare all and any changes. Even legal ones.

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Including a different brand of tyre? I changed to after market windshield wipers on my car, do I need to tell my insurance company?

idk said:

Including a different brand of tyre? I changed to after market windshield wipers on my car, do I need to tell my insurance company?

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I'm aware of issues on cars when TYRE SIZES have been changed.

barbagris said:

There really is only one way to know - ASK THE INSURANCE co. Some companies will simply write in the change as a modification and it's done. Others may not.

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What he said......


Being "legal" as far as the gov't is concerned is one thing....ensuring you're in compliance with what the insurance co. wants/requires IAW your policy is another!

Don't ask, Don't tell.

barbagris said:

There really is only one way to know - ASK THE INSURANCE co. Some companies will simply write in the change as a modification and it's done. Others may not.

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They don't know and rather you pay for the policy and not ride the bike at all. Has there ever been a claim connected with a car tyre being mounted on a motorcycle's? All this crap about car tyres on motorcycles being a death trap is JUNK SCIENSE. If there is any regulation to the matter it is probably the result of bike tyre importers $$$ pressure to corner a very small market or the doctoral project of some *&$@# hole or the consequence of some power attorney winning a big case where he convinced a bunch of *&^% morons that the car tyre was at fault. How about the new rider that crashes his ****** rocket in the dealer's parking lot before he scrubbed the showroom tyreshine. How about the HD population who ride their bikes without any ground clearance, or these huge front rims with elongated forks. I guess they just don't want to mess with those guys. How about the kids that ride their pick-ups four feet in the air? Their rear bumper is the differential!

Yes the bike, in most situations, handles better with the MC. Many of the anti-car tyre group take the bikes to the limit and flagrantly violate the LAW by speeding recklessly and probably drive drunk. Not to mention that they have made "track only" modifications to their bikes.

If you have to inspect the bike and the CT is prohibited, you have to change it of find a Tech with a blind eye. The Tech has to deny you or he might loose his job. Most biker people look at the Rocket and think it is a 6 cylinder. Do you think mot people will notice a car tyre on it? I once had some clerk deny me the sale of some fuses because I was going to use them in my motorcycle. Utter stupidity.

If you cover long distances, motorcycle tyre prices are prohibitive and finding a correct tyre halfway through a long excursion is a pain, the CT will work and it will last 3 to 5 times as long as the best motorcycle tyre. It is not going to fly off the rim, like some say. I will not solely induce the wobble of death some talk off. If you feel a wobble, throttle down some. ALL motorcycles will wobble and it is usually the rider's fault or the result of some turbulence.

My personal experience, and everyone has seen the pictures, On a Classic with Progressives 440 stock length shocks, 210 lbs solo 65 y/o slow, novice level rider. Decreased front tyre dimensions/lower aspect ratio, decreases the rake and improves the bikes willingness to turn. The Michelin, (Rear) Pilot 5 150/70/17 mod is worth it. Not going back other than to finish the tyre on the spare rim.

1) 225/55/16 is a little smaller then the Metzler stock tyre. You loose some of your maneuverability do to increased rake angle but the ride is very comfortable. Lots of dampening and quick rebound without 1000$ shocks.
2) 225/60/16 Will rub against the mud guard. Too bad, because it felt great. Rises the rear of the bike about 2.5 to 3cm.
3) 235/55/16 I have not tried but others have. It looks like it would be a tight fit through the fork arms, but it has been done.
4) 215/60/16 My next try to find the perfect size CT for my needs and likes.

OK that's it. Im getting old for this arguing stuff, wher's the pipe.

okay, how do i word the question to the insurance company?
Do i call it a 'car tyre'

It is just a passenger vehicle tyre really

Wow all this insurance company paranoia ..... the companies have become so powerful.
In OZ, the first thing a lot of people do is change wheels and tyre sizes getting away from the cheese cutters most manufactures put on cars and most riders I know start to muck around with tyre sizes because they can.
Are pencil head clerks taking over the world??? Time to blow them up ..... maybe not a good idea for me to say that on a public forum

Im like Sonny when you utter the term (BMW)... with this car tyre stuff... I go Nuutzz

i predict at least 100 pages on this thread,,,